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Businiess name:
Third Federal Savings & Loan
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Review by:
citysearch c.
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Review content:
I was denied a "Home Equity LOC" because my appraised value did not meet a certain level of value. The value was based on an automated appraisal. This is in spite of an appraisal I had performed that indicated a $80,000 increase in value. There value was essentially the same amount for what I purchased it for three years ago.\r
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It did not consider 1700 sq ft of living space in my basement that includes a bedroom, 1 1/2 baths, kitchen, living room, family room, entertainment center room, a room for garden supplies, etc. Also note the basement is not your normal type. It has window throughout. It has three separate doors to the backyard patio. It is not a fully solid enclosed basements which 99% are My backyard is landscaped w/brick patio and large creek that runs through my property. This is because an accomplished appraisal was not done. They only considered comparable sales value for the sq ftage of the other floors. They will not consider any other appraisal though sound
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