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Unlike this review, I have nothing but great things to say about Thrift and its employees. My husband and I bought a car and due to our low credit rating, we were introduced to Thrift Investment Corp. From the word go, I became very friendly with the staff. After 2 years of payment, my husband and I separated. I was left with the car payment. For the last 2 1/2 years I worked directly with 1 or 2 representatives in making payments, paying late fees, extensions, etc. They worked their tails off to keep me in good standings and NEVER EVER reported me late. I will admit that they are very aggressive and firm, but I never experienced being bad mouthed, cursed, harrassed or any of the things others have listed. \r
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I think if a company has been around long enough, they will be able to pick out who is honest and upfront and who is full of crap. If a person buys a car that turns out to be a lemon, there is a lemon law in the State of New Jersey specifically designed for those situations. I will never understand why people decide to stop paying a finance company simply because they bought a lemon or did not have the car inspected by a mechanic before making an investment. After all, the finance company was not there at the time of purchase encouraging anyone to buy a car. And, if god forbid your finances become so limited that you can no longer make payments, well.. simply give the car back. In time, your situation will change and you can start over again. Trust me... I know about change and starting over!!\r
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In exactly 23 days I am making my last car payment which was reduced by 1 late fee. I am very excited about it. I no longer live in NJ, but if I needed to buy a new car, I would reach out to Thrift Investment time and time again for a loan and work with those same individuals. So, Michael, I am so sorry that you had a very bad experience. But I do believe there are 3 sides to every story, yours, theirs and the truth. I would love to hear theirs and of course the truth behind your terrible experience. \r
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Thank you Thrift Investment for funding my loan and for a great experience. More importantly for making my personal problems your own and for working with me even when I had no idea how to make those payment. Good fortunates and blessings to all. \r
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PS.. I personnally knew Nick P... he was the 1st one to roll his sleeves and offered to help!! I guess you do more with sugar than with vinegar. People... learn to be nice!! If I loan you 10K, 15K or 20K, I too would want my money back as well! As far as being late, I was behind too... NEVER EVER did anyone say or come to repo the car. So, I do not believe for 1 minute that a car 23 late got repo!! So, let's play nice and stop talking crap about a company simply because what you needed or wanted was unfeasiable and impossible!! Good Luck Thrift... love you guys!
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