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Businiess name:  Santa Barbara Bank & Trust
Review by:  citysearch c.
Review content: 
I REALLY HATE THIS BANK! They are awful! I'm closing my four accounts and going over to bank of the west. I've been with SBB&T since 1996 and they are horrible with credits of deposits and they deduct my debts first before accepting my deposit I made by check from the same employer for last seven years. It's not that they need to hold my paycheck to verify funds! They then hit me with huge fee's that wouldn't happen if they would just do the correct procedure first like a bank with a really great customer would. It's flat out stealing from me is what it is. So then I attach my savings to my checking. WRONG THING TO DO. okay then I finally get the overdraft on the account and that also proves to be the wrong thing to do. They charge me more horrific fee's for having to use the overdraft cuz they still deduct my transactions that I make after I've deposited my check into my checking account first. I am sure there's a class action suit against SBB&T for this practice somewhere? If not I'm ready to get the ball rolling. I have plenty of evidence against them. Anyone else have same issues with them like I do?

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