Whitaker Bank is a private commercial bank that provides a wide range of personal and business services. It offers personal banking services, such as checking and savings accounts, check ordering services, certificates of deposit and individual retirement accounts. The bank s business services include checking and savings accounts, account analysis, merchant accounts, Business Bill Pay-e, estatements and online tax paying services. Additionally, the bank provides several lending services that include Whitaker mortgage; residential real estate services; and consumer, construction, home equity, and commercial and business loans. Whitaker Bank also offers various convenience services to the clients, including automated teller machines, debit cards, credit cards, VISA gift cards, and phone and Check Smart services. Whitaker Bank has various locations throughout Kentucky, including Lexington, Carlisle, Corbin, Frankfort, Garrard, Georgetown, Letcher, Morehead and Mount Sterling, Ky.