Wells Fargo Bank

Wachovia Bank Complaint Holding Payroll Checks For Over 10 Days (When Funds Are Available)..Csr - Wachovia Practices And Services Posted By: Sarah4810 on 11/28/2007 I logged on today and saw a posted balance of $841 and make a payment to my phone company for $75.00. When I called tonight she told me that although my posted balance is showing $841 I will STILL get an overdraft fee..or 'transfer fee' (since you don't charge an overdraft with overdraft protection..you charge a 'transfer' fee) when that payment goes through. Their banking services have declined immeasurably in the past year to 2 years and your customer service has also declined. The way I was treated tonight by the representative and by the banking 'system' (which they blame it on) from overdraft fees that I PAY out of MY savings account..and I pay YOU $10 for is ridiculous. Even if this was from my past overdrafts before I started overdraft protection, it's almost 2008 now and they have no right to hold onto more

Excessive Wachovia Overdraft - OverDraft Fee Posted By: RajDee on 2/21/2008 I have a checking account with Wachovia Bank, and use a debit card to charge purchases. Last year in June, my account was charged $88 overdraft protection for 4 purchases (biggest being $9). I called the back at the time, and requested that overdraft not be allowed on my account. I was told that it would ensure that my account does not go in overdraft. On 11/12 Feb, my account was again charged $175 overdraft fee. The balance on the account on the 12th Feb (without making any deposits) was $178.78 overdrawn, out of which $175 was overdraft fee for 5 transactions. I complained to the bank that firstly, I opted out of the overdraft - so the transactions should have been denied. And secondly, no matter how they calculate the overdraft fee, charging $175 for a $3.78 overdraft makes no sense. The bank said there are no opt out instructions on the account, and offered to refund $35 of the overdraft fee. more