I am here to help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. I've created this site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most important, I hope you see the value of working with skilled professionals to pursue your financial goals. I'm here to help educate you about the basic concepts of financial management, to help you learn more about who I am, and to give you fast, easy access to market performance data. You ll find a wealth of information in the form of newsletter articles, calculators, research and more.. Investments,Financial Planning Services,Fee-Based Asset Allocation Programs,Insurance;Annuities,Life Insurance,Disability,Business and Group Products. Individual & Business Retirement Plans;IRA,Roth,IRA,401(k),457 & 403(b)/TSA Plans.Exclusive(k),Keogh,Money Purchase and Profit Sharing Plans,SEP,SIMPLE and SARSEP Plans,Defined Benefit Plans