Now You Can Join If You Live or Work in Saginaw, Bay, or Midland Counties. Additional Locations are 4685 State St., Saginaw Twp, 2510 Weiss St., Saginaw Twp, 7600 Midland Rd., Freeland, 124 N. 3rd St., Chesaning, 4716 S. Garfield Rd., Auburn.. Debit / ATM Cards. Free Checking. IRAs. CDs. Direct Deposit. Home Banking. Auto. Home Equity. Mortgage. Recreational Loans. Business Services. Investment Advisor. Youth/Teen Accounts. Visa Gift Cards. Identity Theft Services. Business Merchant Card Processing.