Founded in 1904, United Bank is an institution that provides personal and business banking products and services. The company s personal banking products include free and interest-bearing checking accounts, savings accounts, money market accounts, certificates of deposit, individual retirement accounts, brokerage services, lines of credit, mortgages, home construction loans, and personal and automobile loans. Its business banking products and services include cash management, checking accounts, commercial loans, simplified employee pension plans and lines of credit. United Bank maintains branch locations in Jay and Milton, Fla., and Bay Minette, Flomaton, Foley, Frisco City, Magnolia Springs, Lillian, Monroeville, Silverhill, Summerdale and Atmore, Ala.. Star