United Bank is a locally owned, full-service financial institution that provides a range of lending and depository products and services. It offers checking, savings and individual retirement accounts. Established in 1900, the bank serves clients in west-central Wisconsin. United Bank also provides identity theft protection, direct deposit and cash management services. It offers credit cards and safe-deposit boxes. The bank also provides online and telephone banking solutions. United Bank offers business, construction and mortgage loans. In addition, it operates a subsidiary, Citizens State Bank. The bank is owned and operated by United Bancorporation. United Bank is a member of the Federal Deposit Insurance Corporation.