DO NOT take out a loan with this bank. They use the ""cross collateral"" trick in the small print of their disclosures that protects them and only them and they do not disclose this to their clients verbally. What this means, is if you are late on a payment on your visa, they can force you to turn in your car to them immediatly and can force you into forclosure on your home, if you have an equity line of credit and a car loan with them, even if you are current on your home equity line and your car payment. Do not trust them with your money.
They do not care about people or families in the community. The faster they can get you out of your house (even if you have never been late on a payment) the faster they get paid by the mortgage insurance company.
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