Unlike a captive, or direct insurance company who only offers their own proprietary products, our agency is 100% independent of any one company. Many insurance consumers do not fully understand just how important that really is. At the end of the day, what separates one agent from another, is their ability to proactively service their policy holders, and their knowledge of the insurance industry, products, and different situations that may present themselves to their clients. Not only will we shop for the best fit in the beginning, but we will also monitor your renewal cost for increases and remarket to new carriers if needed.