As a community bank, we focus our attention on the needs of local families and businesses. We offer you and your business a full range of products and services at very competitive rates with low fees, and then we lend your deposits back out to your neighbors and fellow small businesses. That means that your money stays working right here in our community. We ourselves are a small business; therefore we understand the needs of small business owners and can partner with you for all of your financial needs. We also employ a full staff of local people who live and raise their family’s right here in our community. Our 36 employees are vested members of our community, and we work tirelessly to serve the needs of our customers and our community organizations.