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My name is Samantha Kehl and I am a Waco Bankruptcy Attorney who helps people find their way out of financial problems like credit cards and payday loans in Waco,Temple,Killeen,and the surrounding areas. I have made it my business to understand the Texas Bankruptcy laws so I can help you make smart financial decisions. I have helped hundreds of people find relief from their financial difficulties. I began practicing bankruptcy law exclusively in 2008. I was working at one of the top filing bankruptcy firms in the Waco,Temple,and Killeen area. I filed the majority of the Chapter 7 bankruptcy and Chapter 13 bankruptcy cases for that firm helping people find their way out of debt. My clients came from all walks of life ranging from families overwhelmed with medical bills to single moms trying to provide a better life for her family to the struggling small business owner to soldiers overpowered by payday loans. I have helped numerous people save their homes from foreclosure by modifying their home loans under the HAMP program or similar programs. I have helped other individuals give back a home they can’t afford without owing another dime to the mortgage company or facing the tax consequences of a short sale.