Texas Bay Credit Union is a full-service financial institution offer financial products and services in the Houston area since 1936. Credit unions are managed by people who live in the community for people in the community. When joining Texas Bay, you are an owner (member) with access to all the cost-saving products and services offered. As a non-profit organization, savings are passed on the members in the form of low (or no) fees, low loan rates, and higher deposit rates. Texas Bay offers multiple branch locations throughout the Houston area including the shared branch network. Members also have remote access with FREE and convenient electronic services such as online banking, mobile banking with check deposit, bill payment, eStatements, online applications, informative website and more.. We offer Car Loans,Personal Loans,Credit Cards,Mortgages,& Checking Accounts.