Team USA Mortgage of St. Paul, Minnesota has your best interest at heart, not the bank's profit margin. I am Nick Mollgaard, and have worked in the mortgage lending industry for more than 15 years. I work directly with my clients and rely solely on quality client service to grow my business. My energies are focused on my own clients. I truly believe that people can get lost in the “forest for the trees” and people can lose sight of the most important goal in any business pursuit – a sound plan and superior experience. In the revolution the mortgage business has undergone, it is particularly important that our team always strive to achieve the only goal that matters – your best interests, not the bank’s profit margin.Let us help you:• Get the loan you need• Find low rates and fees through knowledge and technology• Take care of all the details, from application to closing• And moreYou can reach me anytime of day, including weekends, and we will be there for you. We promise.