At Spruce Financial, we are an independent financial advisory firm specializing in comprehensive, long-term financial planning. Located in Grand Junction, Colorado, our firm represents the principles of genuine honesty, hard work and simplicity that our community embraces. We serve clients in Colorado and surrounding states. We serve each client with an open mind and a desire to provide personalized solutions not products. We know that each individual has unique circumstances that require innovative problem solving. We work tirelessly to find strategies to help your money last as long as you live without paying unnecessary taxes.