My name is Timothy C. Springer. I am a Fresno Bankruptcy Attorney, with extensive experience filing bankruptcy cases here in Fresno, California. As I have often written in many places. you need to hire an EXPERIENCED Fresno Bankruptcy Attorney. (Click here for examples: avvo.com, where I, Timothy C. Springer am recognized as a top contributor in answering bankruptcy questions) While I still stand by the basic statement that EXPERIENCE in Bankruptcy Law is important, it has come to my attention that maybe that simple statement is not enough. As an example, someone may have years of experience filing the minimal paperwork, but if something goes wrong with your case, do they know how to handle THAT? And THAT is what I mean by experience. I want to make sure you are properly educated. and have the proper information to make an informed decision. So, here are a few additional things to look for when shopping for a bankruptcy attorney:
If you see a site advertising low prices to get your attention, look for what I call weasel words like Starting at or From that low price, because if you see those words it is VERY possible that the price will be higher when you get to their office.
Ask if that low advertised price includes the court filing fee. ($335.00 for Chapter 7, and $310.00 for Chapter 13)
Make sure they are local to Fresno. (Not Los Angeles, or Bay Area)
Make sure the person you are talking to for advice is an actual licensed attorney, NOT an un-licensed office minion claiming to have legal experience. It is okay for an office assistant to take your basic information, (like name and address) to open your file, but if you have a legal question the licensed attorney should be available, and there to answer that question. If not dont just walk awayRUN. You should INSIST answers to your legal questions come from a licensed attorney.
After filing many people have further questions about their case, or what things mean at various stages of the process. Ask if you will be charged for phone calls if you later have questions.
Does that basic low advertised price include the counseling sessions, (there are 2 of them you have to do), or are you going to have to pay extra for those yourself?
Ask what happens if a creditor objects to your discharge. Will that be that included, or will handling that be extra?
If you are going to keep a car you are making payments on, will they represent you with the creditor, and appear at the possible hearing to reaffirm the debt, or will you have to go in front of the judge by yourself? If they appear is that included, or will that be extra?
If a creditor has recorded a judgment on your home, what are they going to charge you to remove that lien?
. While you want an attorney with extensive experience in bankruptcy,you also want an attorney that will represent you in all aspects of your particular case,and goes the extra mile,to gets RESULTS. While no attorney can guarantee results in all cases,Fresno Attorney at Law,Timothy C. Springer will fight to make sure you come out the best you possibly can in your situation,and has the EXPERIENCE to do so. Click here to see some actual examples of prior results achieved by the Law Office of Timothy C. Springer for real clients to get their hard earned cash returned when it was garnished,or levied.
Some times bad times hurt good people. If you feel this describes you,you should know that the bankruptcy laws are there to protect you,and give you a fresh start. Here at the Fresno Law Office of Timothy C. Springer we have helped over 1900 people just like you to achieve that relief. Thats the reason we go to work every day,to help people with debt problems. Bankruptcy is all we do.
Do you have more debt than you can handle? Is worry keeping you up at night? Are you afraid to answer the phone because creditors keep calling? Are you afraid that you dont qualify for bankruptcy in Fresno now that the law has changed?
No one wants to file Bankruptcy,but sometimes its the best,or might be the only answer. We can stop creditors calls,most lawsuits,wage garnishments,car repossessions,and home foreclosure. We can help you,just as weve helped nearly 2000 others who were in your position. Most people who truly need to file for personal bankruptcy do qualify for Chapter 7 or Chapter 13 bankruptcy relief.
Just because you may have heard something about the limitations in the new bankruptcy law does not mean its true. The Eastern District Bankruptcy Court is in Fresno. It is best if you have a Fresno Bankruptcy Attorney to tell you if you qualify. You dont want to have to pay an out of town attorney to travel to Fresno to represent you. Or worse yet,they file the paperwork for you,(often incorrectly),and then dont show up at all for your hearing. If you think bankruptcy might help you,talk to Fresno Bankruptcy AttorneyTimothy C. Springer today about your personal situation.
You can schedule an in-person consultation at our Fresno Office,or just call to get your basic questions answered over the phone. We can answer your basic questions and give you clearer understanding of the process,and how you can begin to take charge of your financial life.
It has been over 8 years since the new bankruptcy laws went into effect. Some of the new provisions are still being fought over. However,for the most part the process is survivable. Knowledge is power. Let us help you understand the process.We will walk you through the entire process from beginning to end.
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