We empower Americans with the education and resources needed to achieve and maintain financial wellness. Everyone deserves the choice to take control of their own financial independence. So, we take a holistic approach to financial wellness for middle-class America. The longer you hold debt, the further you get from financial independence. But with an actionable plan, you can begin to reduce debt and save for your future. Your family needs to be protected against potential income loss in the event of a death. Get the life insurance coverage you need. No more, no less. Saving for your future is a big piece of financial independence. With affordable life insurance and reduced debt, you can free up funds and start investing.