About Scott Credit Union For 80 years, Scott Credit Union has been providing financial services for individuals and businesses. SCU offers free checking accounts with interest, access to over 30,000 ATMs, credit and debit cards, new and used vehicle loans, mortgage loans, unsecured lines of credit, savings products, Scott Credit Union online banking services, free online bill paying and much more. Scott Credit Union is member owned and operated, and not-for-profit so any revenue generated after expenses and reserves are met is given back to the members in the form of better rates and more services. Therefore, having your accounts with SCU can save you money. Become a member of Scott Credit Union today!