I can make a boring subject like insurance interesting, fun, and easy to understand. I am an expert in Medicare Regulations, independent broker/agent with multi states licenses, and passionate to educate you, making sure that you always are in the right plan for your needs and budget. If you are approaching 65, on disability, working, or already in Medicare, I want you to be my client for life. I also help busy people and their families with income planning for retirement and legacy with the help of Life Insurance and Annuities. I also can provide solutions to fund home care or Long Term Care /Extended Care Planning. I help employers keep their best talented employees by providing group health benefits.