About SOUTHERN INSURANCE GROUP, INC. The expertise that you will find at Specht Insurance Group, Ltd. helps to ensure your satisfaction. We combine our strong insurance background and product knowledge to assist clients in managing and planning for all types of potential risk. Our knowledgeable insurance professionals are experienced in creating both commercial and personal insurance portfolios designed to fit your specific needs. When you work with Specht Insurance Group, Ltd. you’ll experience the customer service and attention to detail that you can only find with an independent insurance agency.