River Valley AgCredit is part of the nationwide Farm Credit System, providing financing for agriculture and rural living in Dayton, TN. We are a federally-chartered, locally operated agriculture credit cooperative. We're unlike commercial banks because our cooperative structure allows us to return a portion of our profits to our borrowers in the form of patronage refunds. Our primary function is to provide agricultural loans for local farming operations. As a complete financial institution for the agricultural industry, our loan officers provide a full range of other financial services. Our combination of competitive rates, personal service, & extensive local knowledge is unmatched in the financial world. Come by our credit union in Dayton.