Know your rights & enforce justice!
Philip Spiwak is an Illinois Bankruptcy and Traffic/DUI attorney who represents clients in DuPage, Will, Cook, and Kane Counties. At The Law Offices of Phillip Spiwak, we are experienced chapter 7 and chapter 13 bankruptcy attorneys.A chapter 7 bankruptcy in Dupage and Will County allows a person to eliminate most or all of his or her debt while keeping real and personal property as allowed by law.In most cases, a person may keep their home and car in a Chapter 7 bankruptcy filling in Illinois.Chapter 7 eliminates:Credit Card debts Medical debts Personal loan debts Lawsuit debts Judgments - Unless fraud or criminally related Deficiency debts on repossessed autos and foreclosures Some IRS Debts Most Personal Injury Debts caused by negligence Repossession A chapter 13 Bankruptcy allows a person to consolidate their debt while making monthly payments to a trustee. A payment plan is proposed which repays all or a portion of the debt over a three to five year period. The amount of the monthly payment and the length of the repayment plan is based on income, expenses, and the nature of the debt.The most common uses of Chapter 13 involve:Repayment of home mortgage arrears Restructuring of auto loans to save a vehicle Contact The Law Office of Phillip Spiwak today at 630-627-1500 for a free consultation regarding your financial situation, and regain control of your life.We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.We also represent your rights as a Driver.Our goal is to help you drive again, and we accomplish that by standing strong for your rights against the opposition. No matter the severity of your case, we dedicate ourselves to creating sound, powerful arguments that return licenses and result in dropped charges.Cases we handle include:??? DUI??? Traffic defense??? Chapter 7, 11 and 13 bankruptcy??? License reinstatementsPayment plans are available. Never accept your charges without consulting a lawyer first. Often, there are plenty of details that change your case from a no winner to a slam dunk.Call Phillip Spiwak today for a free consultation, and take back your rights!