Tim did a refinance on our home, and it was and incredibly smooth, fast and painless process. At first glance, he wasn't sure a refinance would be worth it for our situation since we had refinanced less than ten years ago and don't owe a huge amount on our home, but he quickly did some more research and within a couple hours found out that we could actually save over $20,000 by refinancing (after taking out closing costs). He was thorough but very clear with his directions for us, and he is also very trustworthy which is critical with something as important as securing a mortgage loan or refinance. We've worked with other mortgage brokers but Tim has been the best, bar none
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