Naugatuck Valley Savings and Loan, a federally chartered savings bank, was established in 1922 by local business and community leaders to serve the financial needs of the residents of Naugatuck, Conn. The organization provides customers with a line of personal and business financial services from locations in Naugatuck, Beacon Falls, Cheshire, Derby, Seymour, Shelton, Southford and Waterbury, Conn. Savings products include savings accounts, individual retirement accounts, money market accounts, certificates of deposit and health savings accounts. The bank also provides checking accounts, mortgages and consumer loans. Business banking options include loans, lines of credit, small business loans, financing, checking and savings accounts, debit cards, wire transfers and payroll services. Naugatuck Valley Savings and Loan is headquartered in Naugatuck.. Loans