Hi my name is Matt Listro. I am the owner of National Credit Fixers. I belong to multiple credit repair trade organizations and attend credit repair conferences. I also attend collection company conferences (doesn't it make sense to keep up to date on what they are doing too). Over the years I have read a plethora of books on credit repair and purchase many of my competitors "repair kits". Although most of the repair kits I would classify as junk, I think it's smart to monitor my competition.If you hire my firm to do the credit repair work for you (I believe it is a smart investment in your future), then you are entrusting your credit to a professional organization with a track record of success. If you want to improve your credit score then you have come to the right place - we WILL help you obtain a good credit score!