I wanted life insurance through my employer's sponsored program. They were the go-to people for that so I had no choice. After several phone calls and dealing with incompetency, I was finally set up for a medical exam. The whole process took several months and about a year later I found out that they had issued me a private life insurance plan, bypassed my employer's deal and charged me a fortune. And I did not even need medical underwrting for my employer's plan which they insisted that I did. I am not done pursuing various remedies against them.
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