I first stumbled upon Naan n' Curry after there was a fire at Chutney's, and boy am I glad I did! Outstanding tiki masala and saag paneer, and good naan (as befits a place that puts it in its name). The lamb dishes are consistently good, and there's always a surprise or two on the specials menu. The curries are sometimes a bit flat. The staff are very friendly, even when it's busy. Not a place to take a first date, but there's always fun music blasting at top volume (especially at the Eddy St. location) which makes for a fun, if campy, dining experience. For under $20, I don't know of a better place in the city, of any ethnicity.
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