Mutual Bank was chartered in 1889 and presently offers financial services through a network of 21 full-service offices in Delaware, Randolph, Kosciusko, Grant and Wabash counties and via the Internet. Mutual Bank is a wholly owned subsidiary of MutualFirst Financial, Inc. In early 1997, Mutual Bank introduced Business Banking. With this introduction Mutual Bank provided businesses the ability to build a strong relationship with an institution dedicated to providing a broad range of business products and services. MutualFirst Financial, Inc. and Mutual Bank are headquartered in Muncie, Ind.