About Us Members Choice of Central Texas Federal Credit Union (referred to as Members Choice Credit Union and Members Choice) is a not-for-profit financial cooperative that opened for business in 1935, when nine Waco VA Hospital employees each deposited $5. Today, we serve the people who live, work, worship, or attend school in eight Central Texas counties and are now over 22,000 members strong with over $175 million in deposits. No one works harder than Members Choice to provide you and your family with innovative financial services that make your banking more affordable and convenient.