Spire Financial Our team is built upon a unique structure rarely found in residential lending. All stages of the home loan process are handled in-house, from application and pre-approval through underwriting and funding. As a result, we've eliminated the uncertainty of outsourcing important milestones through the residential financing journey. We are a full-service lender with a robust portfolio of Conventional, Government and Jumbo loan products. Additionally, with programs including Spire Key Approval, Cash Buyer and Hometown Heroes, we provide the education, opportunity and confidence for buyers to make their strongest offer in a competitive market.