We re like a bank, only smarter. We don t have shareholders, and we re not-for-profit. This makes us different from most financial institutions, and smarter. You see, because we re not trying to make money, we can help you save it. With things like free checking that earns interest, and low rates on home and auto loans. And because we aren t busy trying to please our investors, we can spend that time pleasing you. By delivering great service, and making everything from applying for a loan to switching from your old bank hassle-free. We re very excited about bringing our brand of brighter banking to the Auburn-Opelika communities, and we look forward to showing you how smart, simple, and affordable banking can be.