LNB Bancorp has been the financial holding company of the Lorain National Bank since 1984. The bancorp s primary subsidiary specializes in personal, mortgage and commercial banking products and services, along with investment management and trust services. The bank operates more than 20 banking centers and over 25 ATMs in Ohio s Lorain, eastern Erie and western Cuyahoga counties. It offers products and services by telephone through its 24-hour TeleBanker and Telepay systems and also provides Internet banking and safe deposit box facilities. LNB Bancorp offers life, accident and health insurance and fixed annuity products through its wholly owned insurance subsidiary, Charleston Insurance Agency. Lorain National Bank is headquartered in Lorain, Ohio.. online banking; variety of products and services to meet the financial needs of a broad spectrum of consumers and businesses