SouthStar Bank is a state savings bank with over $700 million in assets. The bank specializes in residential mortgage, real estate and construction lending. Of special interest to many of their home buying customers, SouthStar Bank maintains an in-house mortgage program that makes it possible for well-qualified borrowers in unique situations to obtain home funding outside of highly restrictive traditional mortgage resources. It also offers no and low down payment mortgage options to help buyers overcome the down payment barrier. Decisions are made locally and policies are continually updated to reflect current market conditions. This approach allows SouthStar Bank the flexibility to apply common sense standards to products, services and loan requests. The bank provides a variety of personal and business banking products, including savings accounts, interest-bearing and free checking accounts, money market accounts and loan products. In addition to these lending and traditional financial services, SouthStar Bank brings the latest conveniences to its clients, including online banking and mobile banking with check capture, debit cards with CardValet so you are always in control and a free worldwide ATM network. SouthStar Bank is one of the largest independent banks in Texas and holds an impressive 5-Star rating by Bauer Financial. It is a member of the FDIC and an Equal Housing Lender. Affiliate, SouthStar Investments, offers investment services, including estate, financial, retirement and college planning; individual retirement accounts; stocks and bonds; tax-exempt bonds; mutual funds; college funds; and variable annuities.. CONSUMER: Certificates of Deposit (CDs),free checking,interest-bearing checking,credit cards,consumer loans,mortgage loans,savings accounts COMMERCIAL: Cash management solutions,checking accounts,credit cards,lending (real estate,development and construction,equipment,facilities,guidance lines & credit lines,livestock,SBA 504 / SBA 7a),merchant services