Since 1997, Liberty Loans Company has been licensed, operating and helping Texans across the state to improve and build their credit, by reporting on their behalf, to all three major credit bureaus. We have no hidden fees or fine print. We charge $4 per every $100 borrowed. All customers are given the same rate of interest and straight forward calculations on your loan costs Understanding the difference between a payday lender and a company that offers traditional and personal installment loans means the difference between financing that will help you, versus financing that will hurt you. Learn about what sets us apart from payday lenders.