Welcome to Liberty Home Mortgage! Who Are We? Liberty Home Mortgage is a direct lender which means that all of your mortgage loan decisions are made by us. We do not shop your credit around to multiple lenders. We are the lender. What Types of Mortgages Do We Offer? Liberty Home Mortgage offers a full array of lending products. From Conventional to FHA, VA and USDA to rehab loans, purchase, refinance, debt consolidation and mortgages for less than perfect credit and hard to verify income borrowers, we cover almost all residential type mortgage loans. When Are We Available? Liberty Home Mortgage Representatives are available seven days a week.