Law Offices of Christopher J Canlas

Bankruptcy is not the right choice for everyone facing financial trouble. We can negotiate with creditors or attempt repair of your credit. However, we will closely examine your financial situation to determine the best solution for you. If Chapter 7 or Chapter 13 is appropriate for you, we will make sure you receive every benefit and protection available to you under the law. more

If you want to pay your bills, and can, but just need to get creditors to back off and time to pay them, a Chapter 13 Bankruptcy may be an option for you. The Chapter 13 bankruptcy, also referred to as the "wage earner" plan, is ideal for individuals with a lot of secured debt, and with a source of income. A source of income is required for a Chapter 13 plan because you will continue to make payments on your debt. However, the time frame to repay your debt will be extended significantly. Most Chapter 13 plans last about five years. The extended period of time allows you to make smaller payments each month. The Chapter 13 plan also allows you to keep secured property as long as you remain in the plan. At the end of your Chapter 13 period, most remaining debt will be discharged. more

If you want to pay your bills, but cannot, and you need a fresh start in your financial life, a Chapter 7 Bankruptcy may be an option for you. The Chapter 7 bankruptcy, also known as the "straight" bankruptcy, is ideal for individuals with mostly unsecured consumer debt, such as credit cards. Under Chapter 7, your bankruptcy attorney will ask the Bankruptcy Court to discharge or cancel as much of your debt as possible. Unsecured debt is almost always discharged. If you have secured debt, such as mortgaged property and financed vehicles, you can choose to return the property to the securing party, usually a bank, or keep the property and continue to make the payments. While we are unable to discharge secured debt, for most people the relief they receive from the discharge of the unsecured debt allows them to catch up on and maintain secured debt payments. more

Our firm views bankruptcy as a last resort. We are capable of helping you with a variety of tactics to aid in credit repair such as short sales, negotiation of short payoffs, and deeds in lieu of foreclosure. We also offer foreclosure defense services through straightening out forbearance agreements in order to keep important assets like your house and car. We are also experienced at disputing and presenting explanations of credit report entries. If all else fails, our firm has detailed knowledge of the new bankruptcy laws in order to guide you through the complex process of bankruptcy. more

If you are facing foreclosures, repossessions, wage garnishments, liens, and constant calls and letters from creditors and collection agencies, we are ready to assist you. At Canlas Law Group, we are a debt relief agency, aiding clients in filing for bankruptcy relief under the Bankruptcy Code. more

If you are in need of legal representation, it is imperative that you contact Canlas Law Group immediately. Your personal injury, car accident, or workers compensation claim must be filed before the statute of limitations expires; otherwise, it may be barred forever. Contact our team of lawyers today ! more

If you need legal assistance, don't delay. Contact our firm and find out how we can help. more

Our firm provides legal advice and representation for issues related to Personal Injury, Worker's Compensation, Immigration, Estate Planning, Employment Law, Real Estate, Bankruptcy, and Business & Commercial Law. If you would like to discuss how we can help with your legal problem, contact us at anytime or feel free to submit your case on our FREE confidential online consultation, at no cost to you. We are happy to answer your questions and schedule an appointment for you to meet with an attorney. more

At Canlas Law Group, we deliver results to our clients. We are a Los Angeles-based law firm with a reputation for aggressive advocacy and exceptional civil litigation successes. Our law practice focuses on representing people who are seriously injured, or are victims of employment discrimination and civil rights violations. Because our practice is so diverse, we are always ready to go to work for you on virtually any legal need. more

This is the second time I've used your services, and I was very pleased both times.'d highly recommend you! more

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