Nancy Neal Joyce has over 20 Years Experience as an Attorney! Chapter 7 and Chapter 13-Personal and Business; Foreclosure Prevention; Debt Settlement; Serving surrounding local areas like Livonia, Westland, Garden City, Farmington, Farmington Hills, Northville,Novi and more. We are a debt relief agency. We help people file for Bankruptcy relief under the Bankruptcy Code.. Bankruptcy: Chapter 7 and Chapter 13,personal and business; Foreclosure prevention; Debt Settlement