Joseph I. Wittman, Attorney At Law

*22 years as Bankruptcy Attorney
*22 years as Chapter 7 Bankruptcy Trustee
*Handled over 15,000 cases as Trustee or attorney
*Exclusively practices in the area of Bankruptcy Law

First appointment free
Fees: Range from $750 and up depending on the type and complexity of case

Information needed from client:
*Last 2 years tax returns
*Copy of last statement from each creditor
*Recent pay stubs
*List of monthly living expenses

Will get you an appointment within 2 business days of when you call. Willing to work out payment arrangements.. What is Chapter 7?
Commonly called LIQUIDATION,but that does not mean you will lose your car or house. You will get rid of most of your debts while still being able to keep your car and home and stop the creditors from garnishing your check.

What is Chapter 13?
It is a WAGE EARNER PLAN. You must have income of some sort to file this kind of case. IF you are behind on your car or house or both this may be the one for you. You can do things in the plan you CANNOT do in a Chapter 7.

Can Bankruptcy stop GARNISHMENTS?
YES. If you retain my services,we can stop the garnishments as soon as the case is filed with the court.

Can I keep my tax refunds?
Depends. You may be able to keep a part of it. If it is a large refund,then you may lose part of it. The sooner you come in,the better off you will be.

Can I get rid of student loans?
Probably not. Most student loans will have to be paid unless there are unusual circumstances .

How do I stop creditors from calling or harassing me?
SCHEDULE AN APPOINTMENT NOW. AS SOON AS YOU FILE YOU ARE PROTECTED