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HomeStar Bank & Financial Services is an Illinois chartered community bank fully insured by the FDIC. The HomeStar philosophy today is the same as it was when the Bank opened in 1946. Namely, to offer our customers competitive rates on loans and deposits, modern financial services and the old-fashioned personal attention that is so hard to find today.It is a philosophy that has served their communities and customers well for the past 60 years and a philosophy that they believe will serve them well for many years to come.. Secured Loans|