?????????????? ???????????????????????????????,???,?????????,????(???????+????),?????????????(??IRA,401(K)??) HAK Insurance Agency We are Independent Agents in Daly City, California, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. HAK Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.