Some countries also have additional insurances such as pay as you drive which is suitable for uninsured motorists who are using other owner's...
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It's a good idea to consider more than just your immediate needs when getting insurance. That's why I'll ask you a lot of questions right from the start to gauge what you need now, what you may need soon and what may be down the road a ways. Together we can discuss coverage options for your current situation while staying aware of options that may work for you in the future. This helps me get to know you and allows you to anticipate your protection needs.