GJFCU provides the following, competitive services to the community: low-balance savings accounts, free checking accounts, share certificates, IRA certificates, direct deposit, wire transfers, payroll deduction, debit cards, Visa credit card – no annual fee, pre-paid debit and travel cards, gift cards, money orders, low interest loans and notary services. Demonstrating a track-record of successful member service for 63 years, the Grand Junction Federal Credit Union was granted their community charter approval from the NCUA on January 30, 2020. Those who live, work, worship or attend school in Mesa, Delta, and Garfield counties are now eligible to join.