Kenneth M. Gay - Attorney & Counselor At Law BANKRUPTCY KEEP: Home Cars Wages - 401(K) - Personal Property STO P: Garnishments - Collection Calls Foreclosure - Payday Loan Cycle Repossessions - Ignition Lock Outs WHY CHOOSE ME? - Representing Consumers Is All I Do! - I Return Calls & E-Mails Before The Day Is Done! - Meet & Talk With An Attorney, Not A Secretary! - Free Initial Consultation! Call Today! - I Will Make A Difference - No Recovery - No Attorney Fees - Early Morning & Evening Appointments AvailableFEDERAL LAW REQUIRES: Collectors Identify Themselves - Collectors Be Respectful - Collectors Stop Calls At Your Request - FEDERAL LAW ALLOWS: You To Sue For Violations - You To Collect Money Damages - You To Recover Legal Fees