Focal Point Insurance is a proud member of Smart Choice Agencies.Smart Choice Inc. is a network of over 6000 agencies in 45 states approved to the network giving their agents premium access to nearly 100 different A+ rated Insurance Carriers! Focal Point Insurance is the approved location for the Chisago and Washington County area with the ability to service the states of Minnesota and Wisconsin. Focal Point Insurance is located in the beautiful town of Scandia, Mn. We combine the care of a small town agency with the powerful access to many major insurance carriers to tailor the right coverage for you at the lowest possible cost.