First State Bank was originally chartered by The State of Texas as Mesquite State Bank in 1962. The community bank based in Texas offers a range of personal and business banking products and services. Its lending options include home improvement, consumer, residential real estate and land real estate loans. The banks additional services include certificates of deposit, ATM cards, working capital line of credit, saving bonds, cashier's checks and money orders. It also offers safe deposit boxes, notary services, 24-hour night deposit services and wire transfers. First State Bank is a member of the Federal Deposit Insurance Corporation and is an Equal Housing Lender.