Chartered in 1983, First State Bank offers a variety of banking services in Graham, Texas. Its services include automatic fund transfers, mortgage services, night depository, notary service, bill payment, overdraft privilege and protection services. It offers a complete range of bank accounts, including personal checking, business checking, interest bearing, savings, certificates of deposit and individual retirement accounts. It offers various loans, such as consumer, real estate, commercial and agricultural. It offers ATMs and debit cards, cashiers checks, safe deposit boxes and traveler s checks. Its customers can access status reports on existing checking accounts, savings accounts and loans by calling the bank s voice access service.