FNBT is your local, family-focused community bank. Located on Madison Rd next to Woodman's Market and across from the Madison Road Veterinary Clinic. From business loans, personal loans and auto loans to personal checking, online banking, and Wealth Management services, FNBT offers truly local banking solutions for Beloit area residents and businesses. Our retirement planning is also a great reason for why you should stop in and see how we can get you on track to a better retirement.