Lee was our refi guy & WOW did he put us in the hole!!! Our house payment was $826 before we met him. He promised us the world. I have a credit score that is beyond excellent, yet he put us in an FHA - told us that was the best way to go. Trusting him - thinking he knew the best route we did so. He told us that NO IFs ANDs or BUTs whatever our appraisal was it would stick if our loan got sold. He PROMISED us that we did NOT need flood insurance & promised that would not and could not change if/when our loan was sold. He advised us to have our homeowners raised to replaceable value. All of what he told us took 8 months to get right after we closed and now our payment is $1240 a month. FAAARRRR from what he told us and now we may lose our house with the equity we have in it. GET EVERYTHING IN WRITING!!!!!!!! Typical sales - told us what sounded good, but none of which was true. Due to the broken promises, us not getting anything in writing, us trusting him and his assitant Rebecca we will have to refinance AGAIN which we all know costs or we will lose our home for sure.
Cons: Exactly...cons
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