It's fast, it's easy and we want to treat you right. EZ Cash located on the west side near Walmart is open weekdays until 6 and Saturday's until 1. What is a Pay Day Loan...you might ask, how do they work? They are sometimes referred to as a Post-dated Check Loan. Its a private and confidential way to get an advance by writing a personal check. Generally the cost of this type of loan is less expensive than writing a hot check or paying late fees for your rent, and by far more convenient than having your utilities cut off. Come visit us today, you'll be glad you did.